Talking on the Abu Dhabi Finance Week on 10 December 2025, Michael Saylor stated that Bitcoin is certainly digital gold and that after everybody understands it for what it’s, the worldwide credit score is might be constructed on it.
Based on Saylor, Technique is presently buying practically $500 million to $1 billion value of Bitcoin per week and has managed $60 billion value of equities prior to now 14 months, changing into the fifth largest treasury within the S&P universe, properly on its technique to changing into the most important in about 4 to eight years, given the identical tempo of accumulation continues.
Based on him, all the cupboard of the US, together with President Donald Trump, and monetary in addition to non-financial regulators, backs this concept. Furthermore, main banks in America, together with skeptics similar to JPMorgan, Financial institution of America, and so forth., have began to heat as much as the idea and at the moment are extending credit score on Bitcoin and Bitcoin derivatives.
JUST IN: Michael Saylor says he obtained approached by all the main banks just lately to launch #Bitcoin services and products.
Banks are right here
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— Bitcoin Journal (@BitcoinMagazine) December 9, 2025
With all these Bitcoins amassed, Saylor says that Technique has created the world’s first credit score automobile, producing $800 million in dividends, paying about 10% dividend charges by both promoting fairness, Bitcoin commodity, or derivatives within the public markets.

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Michael Saylor: Bitcoin Is The Higher Lengthy-Time period Funding
Based on Saylor, Bitcoin is a greater long-term funding than credit score devices. He believes the crypto gold will go up 30% a 12 months for the subsequent twenty years.
JUST IN: MICHAEL SAYLOR PREDICTS $BTC WILL GROW ABOUT 30% ANNUALLY FOR THE NEXT 20 YEARS
— BSCN Headlines (@BSCNheadlines) December 10, 2025
“We’re prepared to provide the first 10% of that 30%, and we take the remainder as a result of over a decade, it signifies that we seize 80-90% of the economics, after which we are going to overcollateralize it with money on a 5:1 or 10:1 collateral foundation.”
He defined that the banks don’t actually pay all that a lot, and the cash markets solely pay about 4%. Additional, when the Fed (Federal Reserve) modifications arms, it is going to pay about 3%, all of which is taxable to the buyers, versus Technique doling out tax-deferred 10% dividends.

The large thought: digital credit score constructed on digital capital. “The Funding Firm Act of 1940 makes it unimaginable for a public firm to capitalize on securities; you want commodities. Bitcoin is that commodity,” he stated.
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“The World Is Constructed On Capital, It Runs On Credit score”
Increasing on the thought of digital credit score, Saylor differentiated between capital and credit score. “Should you give a three-year-old 1,000,000 {dollars} value of actual property in the course of city, that’s capital. You need to wait 30 years to get wealthy, there’s no money circulation,” he stated. “You possibly can additionally give them $10,000 a month, that’s credit score,” he added.
“Capital is the granite underlying New York Metropolis, credit score is the buildings that generate rents, over the granite,” he concluded. He stated that most individuals don’t want capital, similar to Bitcoin, which is risky. What individuals often need is a checking account that pays them 10% perpetually with out the rollercoaster of ups and downs that inherently comes with Bitcoin.

That is the place Technique as an organization is available in. Saylor defined that Technique strips the danger by overcollateralizing 5:1 or 10:1 after which compresses the length in order that the tip consumer will get prompt gratification quite than ready for an extended timeframe.
In the meantime, the corporate has rolled out some fairly daring merchandise. One is STRK, a most well-liked inventory that dishes out an 8% dividend and is backed by Bitcoin. The opposite is STRF, a perpetual bond providing a ten% yield, designed to gasoline long-term investments in digital belongings.

Saylor argued that buyers who imagine in digital credit score can buy Technique’s frequent fairness, including that he views Technique because the central financial institution of Bitcoin.
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Key Takeaways
Michael Saylor calls Bitcoin digital gold and a basis for world digital credit score programs, backed by the US cupboard and Trump himself
Technique acquires $500M–$1B Bitcoin weekly, managing $60B equities in 14 months
New merchandise STRK and STRF provide 8–10% Bitcoin-backed dividends to buyers
The publish Michael Saylor’s Massive Bitcoin Thought: Digital Credit score Constructed Upon Digital Capital appeared first on 99Bitcoins.
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JUST IN: MICHAEL SAYLOR PREDICTS $BTC WILL GROW ABOUT 30% ANNUALLY FOR THE NEXT 20 YEARS