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The XRP worth may rise 50X to $100 within the subsequent 5 years, in accordance with South Korean YoungHoon Kim, who claims the title of “world’s smartest individual.”
Kim, who the Giga Society says has an IQ of 276, greater even than Albert Einstein’s estimated 160, made the remark in a Dec. 14 put up on X.
Based mostly on my private view, #XRP may probably attain $100 over the following 5 years. (NFA/DYOR)
— YoungHoon Kim, IQ 276 (@yhbryankimiq) December 14, 2025
His prediction follows a Dec. 12 put up, when he mentioned that he shall be shopping for XRP. He adopted his newest put up with one other that mentioned, ”When you have the next IQ, then you could be extra prone to maintain #XRP. (NFA / DYOR).”
The validity of such excessive IQs are disputed by some specialists and Vice.com has questioned Kim’s IQ declare.
This isn’t Kim’s first prediction for the crypto market. Earlier this month he mentioned that “Bitcoin appears to be like prepared to interrupt each prediction ever written,” and that “the true bull run begins when folks assume it’s already over.” He has additionally known as Bitcoin “the cash of God.”
XRP Would Be Value Extra Than Total Crypto Market At $100
The XRP worth dropped a fraction of a % prior to now 24 hours to commerce at $1.99 as of seven:45 a.m. EST, in accordance with CoinGecko, taking its loss for the previous month to greater than 12%.

XRP worth (Supply: CoinGecko)
The Ripple token has a market capitalization of $120.197 billion proper now and a circulating provide of over 99.9 billion tokens.
If the $100 prediction by Kim performs out by the tip of the last decade, it might mark a 50X achieve from the crypto’s present worth. That will see the token’s market cap soar to greater than $6 trillion, nearly double the whole trade’s present market cap of $3.06 trillion.
In feedback underneath Kim’s X put up, a number of folks mentioned that his prediction is unrealistic, whereas supporters mentioned that the $100 goal doesn’t think about any adjustments available in the market that would result in elevated demand for XRP.
These supporters added that Ripple’s transfer to grow to be a constitution financial institution may very well be a serious catalyst for the XRP worth.
A number of Elementary Catalysts Align For XRP
Kim’s prediction comes after a sequence of developments for XRP and Ripple.
Ripple has made a number of acquisitions and strikes this 12 months which can be all a part of a broader effort to broaden the presence of its cost infrastructure within the conventional monetary system.
Moreover, spot XRP ETFs (exchange-traded funds) launched within the US earlier this 12 months have already collected over $1 billion in property. In response to knowledge from SoSoValue, Canary’s XRPC leads with $342.01 million in web property.
The Ripple ecosystem additionally acquired a lift after it was introduced that “wrapped XRP” will quickly be launched on the Solana blockchain, growing the token’s publicity.
XRP Chart Exhibits Indecisiveness
Earlier than XRP can go on to soar to Kim’s predicted $100 goal, it might want to overcome a long-term descending trending line that has pushed the altcoin’s worth down in latest weeks.

Every day chart for XRP/USDT (Supply: TradingView)
XRP is now approaching the help stage at $1.9060. If this stage is breached and consumers don’t step in, the crypto may find yourself tumbling to as little as $1.5770 within the quick time period.
Nonetheless, a rebound from the present stage may end in XRP breaking above the descending pattern line. Patrons may subsequently attempt to push the crypto to above the $2.2440 resistance stage, earlier than a possible climb to as excessive as $2.6950 if the strain from bulls persists.
technical indicators, each the Transferring Common Convergence Divergence (MACD) and the Relative Power Index (RSI) on the day by day chart recommend the XRP worth may go both approach. The crypto’s course within the subsequent couple of days will rely closely on whether or not consumers or sellers step in to take management.
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