Nuremberg, Germany, Could nineteenth, 2026, Chainwire
Based mostly on Coinbird DCA Calculator knowledge: month-to-month Bitcoin shopping for since 2015 returned +4,515%, whereas traders would nonetheless have endured a 76.72% drawdown, and DCA underperformed lump-sum investing in Coinbird’s examined shorter-term situations
New evaluation from unbiased crypto comparability platform Coinbird reveals what disciplined month-to-month Bitcoin shopping for since 2015 would have truly produced, whereas additionally displaying the place the favored narrative of “simply DCA into Bitcoin” oversimplifies the fact.
The findings are primarily based on Coinbird’s Bitcoin DCA Calculator, which makes use of historic Bitcoin worth knowledge from CoinGecko and lets customers mannequin recurring funding situations going again to 2013.
To run the backtest or discover different situations, customers can go to:
https://www.coinbird.com/cryptocurrencies/bitcoin/dca-calculator
Key findings
An investor who started a $100/month Bitcoin DCA plan in January 2015 would have made 137 month-to-month purchases via Could 2026, investing a complete of $13,700. As of Could 19, 2026, the ensuing portfolio of 8.219 BTC could be price roughly $632,315, representing a complete return of +4,515% on invested capital. The technique amassed Bitcoin at a median acquisition value of roughly $1,667 per BTC, as a result of early purchases acquired considerably extra Bitcoin earlier than costs rose.
For traders who began later, close to the Could 2021 market peak earlier than the 2022 crash, a $100/month DCA plan nonetheless returned +84.34% within the Could 2021–Could 2026 situation — turning $6,100 invested throughout 61 month-to-month purchases into roughly $11,244. Over the identical interval, a lump-sum funding of the total quantity made upfront in Could 2021 returned roughly +43%. On this particular situation, DCA outperformed as a result of the technique mechanically amassed extra Bitcoin throughout the 2022 bear market.
Importantly, lump-sum investing beat DCA on the 1-, 2-, 3- and 4-year horizons in Coinbird’s examined situations. The five-year DCA benefit emerged solely after a full crash-and-recovery cycle. The conclusion that “DCA beats lump-sum” is just not common — it relies upon closely on begin date and market regime.
DCA traders throughout the total interval nonetheless skilled a most drawdown of -76.72% throughout the 2022 bear market, underscoring that recurring purchases don’t remove volatility or the psychological issue of holding via extreme declines.
“The fascinating discovering is just not merely that Bitcoin went up since 2015,” mentioned Philipp, Founding father of Coinbird. “The fascinating discovering is that, on this historic situation, automated month-to-month shopping for via crashes, all-time highs and regulatory uncertainty nonetheless produced extraordinary long-term outcomes. On the identical time, the drawdowns present why this technique is far tougher to stay via than it seems to be on a chart in hindsight.”
Coinbird’s Bitcoin DCA Calculator is offered freed from cost and permits customers to check totally different funding quantities, buy intervals and begin dates going again to 2013.
Methodology
The evaluation simulates recurring Bitcoin purchases on the chosen month-to-month interval utilizing historic CoinGecko worth knowledge. Lump-sum comparisons assume the total deliberate contribution quantity is invested upfront firstly of the chosen interval. Calculations exclude taxes and buying and selling charges. Previous efficiency doesn’t assure future outcomes.
About Coinbird
Coinbird is an unbiased crypto comparability and market intelligence platform serving to retail traders examine cryptocurrencies, exchanges and wallets with clearer knowledge. On coinbird.com, customers can discover stay market knowledge, examine suppliers, use crypto calculators and observe market indicators such because the Bitcoin Rainbow Chart, Bitcoin Dominance and Altcoin Season Index.
Coinbird is operated by Coinbird GmbH and is the worldwide platform of kryptovergleich.de, certainly one of Germany’s main crypto comparability portals, serving greater than two million customers yearly. Throughout each platforms, Coinbird combines clear knowledge, sensible instruments and academic guides for brand spanking new and skilled crypto traders alike.
Contact
FounderPhilipp DuringerCoinbird GmbH[email protected]
